Travel Insurance for Italy: What Actually Matters

Not financial advice β€” a practical checklist from travellers, for travellers. Read any policy's certificate before buying.

What matters for Italy specifically

  • Emergency medical, min. $100k: EU healthcare is excellent but not free for non-EU visitors without an EHIC/GHIC.
  • Theft cover with a phone limit that's real: pickpocketing on crowded transit is the #1 incident tourists report. Check the per-item cap.
  • Trip delay/missed connection: useful if you chain trains and flights; strikes (scioperi) are announced but do happen.
  • Skip rental-car excess add-ons unless you actually rent β€” city-hopping by train, you won't.

Where to compare

Compare 2–3 quotes on identical cover levels. Popular options for US travellers include VisitorsCoverage (marketplace) and Ekta.

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